Having your finances in order will give you the POWER, CONTROL, and FREEDOM to do what you want to do.

- Nicole Smith

Nicole Smith, MBA, CFE, CGAP

A financial service professional with over 28 years of experience working in the financial services industry, including more than 10 years as an Internal Auditor. Her proven expertise in building strong client relationships that have produced strong loyalty and a high rate of referral business. Nicole Smith founded her financial consulting business, NMS Consulting Services, LLC, in March 2016 out of the desire to fulfill her passion to assist and empower individuals in the local community with the management of their finances to give them more power to control their destiny.

She worked at various financial institutions at the retail level in management capacity; and with  Blue Cross Blue Shield of Michigan, City of Detroit, Comerica Bank in their respective Audit Departments where she performed extensive quality assessments on internal audits as well as with GM Financial as an International Operations Senior Corporate Auditor where she conducted business and regulatory internal audits for the region.  Nicole has had the opportunity to work abroad in Brazil and Belgium in her role as an Internal Auditor and work remotely with seven other European and Latin America countries.

Nicole has served on the Board of Directors for the Association of Government Accountants (AGA)-Detroit local Chapter from 2007-2011 in the role of Public Service Director and President-Elect as well as on the Board for the Senior Accountants, Analysts and Appraisals Association (SAAA) and on the Board with the National Black MBA Association(NBMBAA) as the Student Affairs Director.  Nicole launched the first Employee Resource Group for the City of Detroit as the Chair of “WIN”-Women Inspiring Network, where she facilitated a virtual financial forum for the City of Detroit Employees along with many other programs and worked collaboratively with other groups.  Nicole is a member of the Institute of Internal Auditors, Association of Certified Fraud Examiners, Southeast Michigan Chapter Association of Certified Fraud Examiners, NAACP, NBMBAA, Delta Sigma Theta Sorority, Inc., Detroit Alumnae Chapter and recently elected as Chair of the Internal Audit Committee along with being a Notary for the state of Michigan.

Nicole believes it is critical to be involved with the community and participate in community service projects. Nicole has been involved with various community service organizations, such as Junior Achievement for over 15 years and working with them at the JA Finance Park on financial literacy projects assisting local Detroit students.  Other organizations include, Cass Community Services, United Way, DRMMS, Orchard Children’s Services, Gleaners, Big Brothers Big Sisters of Michigan along with the Boys and Girls Clubs of Southeastern Michigan. Nicole has been a mentor for students at her alma maters Michigan State University with their Project Wise Program and with Wayne State University as part of the Warrior Aim Program.

Nicole has been featured on Exhale with Regina, Women Owning Their Voices in 2022; Ignite as a speaker for passing the Torch and setting entrepreneurial souls on Fire in 2018 along with leading other financial literacy programs during her tenure in the banking industry at Goodwill Industries of Greater Detroit and Wayne County Community College, just to name a few. Nicole received the Community Partnership Award from Goodwill Industries in 2001 while working for First Federal of Michigan.

Nicole believes in continuous learning and self-care. Because when you stop learning, you stop growing. One thing to remember:

“If you don’t invest in yourself, who will?”  -Nicole

9

Banking

28

Financial Services

7

Insurance

15

Budget Analysis

8

Small Business Management

8

Management / Supervision

9

Banking

28

Financial Services

7

Insurance

15

Budget Analysis

8

Small Business Management

8

Management / Supervision

 

Credentials

EDUCATION

Bachelors of Arts
 Eli Broad College of Business in Materials & Logistics Management
Michigan State University

MBA in Business Administration
Wayne State University


CERTIFICATIONS
  • Certified Government Auditing Professional (CGAP).
  • Certified Fraud Examiner (CFE)
  • Six Sigma Green Belt
  • Diversity, Equity, and Inclusion in the Workplace